Grow your wealth,
safely with high-yield Fixed Deposits.

Curated FDs from trusted Banks & NBFCs. No paperwork. No new bank accounts.

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Your Money Is In Trusted Hands

RBI-Registered Partners ₹5 lakh insurance on Bank FDs via RBI’s DICGC Top credit-rated issuers

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Built on Trust. Backed by Experience.

1.5L+

Trusted by investors

1,200 Cr

Total AUM

10+

Trusted financial partners and institutions

Why Karat Wealth?

Smarter, safer, and simpler investing — designed for today’s digital investor.

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Chart Icon Highest FD-yield banks & NBFCs

Top returns from trusted institutions.

Digital Icon 100% digital process

Fully online, zero paperwork.

Bank Link Icon No new bank account required

Use your existing bank account.

Shield Icon Trusted NBFCs & banks

RBI-regulated and verified partners.

Start Investing in just 3 simple steps

Get started in minutes — no paperwork, no hassle. Just download, verify, and invest.

Install App

Install the app

KYC

Complete your KYC

Invest Plan

Select the plan and invest

FAQ's

Frequently Asked Questions

What is the minimum and maximum amount that I can invest in a fixed deposit?+
We have a wide range of fixed deposit schemes where you can start investing from as low as INR 1000. We have fixed deposit offerings which you can
What is DICGC and which deposits are secured by them?+
Deposit Insurance and Credit Guarantee Corporation (DICGC) is a wholly-owned subsidiary of the Reserve Bank of India (RBI). It provides deposit insurance that works as a protection cover for bank deposit holders when the bank fails to pay its depositors. The agency insures all kinds of deposit accounts of a bank, such as savings, current, recurring, and fixed deposits up to a limit of Rs. 5 lakh per account holder per bank. All your FDs booked with a bank (and not NBFCs) will thus be insured up to INR 5 lakh.
I am a senior citizen, what are the additional benefits I can avail?+
Most banks and NBFCs offer an additional interest rate of upto 0.5% over the regular fixed deposit interest rates for senior citizens thus making it even more attractive for senior citizens.
Can I prematurely withdraw my FD?+
Yes, your Fixed Deposit can be liquidiated once the lock in period has been completed.
Is it safe to invest in FD?+
FDs are one of the safest ways to invest and grow your money. Unlike market-led investments where returns fluctuate over time, the returns for your fixed deposit are fixed when you open an investment. Even if the FD scheme interest rates change over time, your FD will continue to grow at the rate you booked the scheme.
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Your Wealth.
Your Way.

Download the Karat Wealth app and start investing smarter—anytime, anywhere. Simple, secure, and built for your financial growth.

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